+61 425 266 269
info@ajfinancesservices.com
Mon - Fri : 9:00 AM - 7:00 PM

We Provide Professional Mortgage Services

First Home Buyer Loans

Buying your first home can feel overwhelming — but it doesn’t have to be. We guide you through the entire process, from understanding your borrowing power to securing government grants and choosing the right loan structure to suit your goals.

Refinancing Solutions

Whether you’re looking to reduce your interest rate, unlock equity, or consolidate debt, we’ll compare a wide panel of lenders to help you switch to a loan that better fits your needs — with minimal stress and maximum savings.

Investment Property Loans

Investing in property? We help structure your loan for long-term growth, tax efficiency, and cash flow flexibility — whether it's your first investment or an addition to a growing portfolio.

Land and Construction Loans

Building a new home or buying land? We’ll help you secure a construction loan with progress payments and flexible drawdowns, ensuring your loan supports each stage of your building journey.

Self-Employed & Low-Doc Loans

If you’re self-employed or have non-traditional income, we specialise in helping clients access competitive lending solutions without the headache of full financials — giving you flexibility without compromise.

Family Guarantee / Guarantor Loans

Struggling with a deposit? A guarantor loan allows a family member to use the equity in their property to help you secure a home loan — potentially saving you thousands on Lenders Mortgage Insurance (LMI).

SMSF Loans / Bridging Loans

Looking to invest in property through your Self-Managed Super Fund? We help you achieve financial control with tailored SMSF loan solutions — empowering you to grow your super through smart property investment.

Debt Consolidation Loans

Managing multiple loans or credit cards? We can help you roll your debts into one easy-to-manage loan — often with a lower interest rate — to simplify your finances and reduce monthly repayments.

Asset Finance

Need to finance business equipment, vehicles, or machinery? We can help you find tailored asset finance options that preserve your cash flow, optimise tax benefits, and get your business moving forward quickly and efficiently.