+61 425 266 269
info@ajfinancesservices.com
Mon - Fri : 9:00 AM - 7:00 PM

“Empowering Your Dreams—Because Every Home Has a Story!

Elevating your journey to homeownership with tailored solutions and exceptional support.

Backed
by Years of

Trust

We're Here To Assist You From Application to Keys — We've Got You

First Home Buyers Loans
Investment Property Loans

At AJ Finance Services, you're not just dealing with a company — you're working directly with the broker who cares. Led by a licensed and experienced mortgage professionals, AJ Finance Services offers personalised loan solutions with honesty, transparency, and one-on-one support from start to finish.

Whether you're a first home buyer, looking to refinance, or growing your investment portfolio, We take the time to understand your goals and match you with the right lender — without the jargon, pressure, or guesswork.

With us, it's not about pushing products — it's about building trust and helping you make confident, informed decisions.

Call Us: +61 425 266 269

Why Choose Us

At AJ Finance Services, we are committed to helping you achieve your dream of owning a home. Whether you're a first-time buyer, seasoned investor, or looking to refinance, our goal is to provide professional guidance and tailored home loan solutions that meet your unique financial needs. With access to a wide panel of lenders and a deep understanding of the Australian mortgage market, we simplify the process — from application to settlement.

First-Time Buyer Friendly

We simplify complex terms and processes, guiding you with patience and clarity.

Personalized Loan Guidance

One-on-one consultation to find the perfect mortgage tailored to your needs.

Transparent Communication

No hidden fees or surprises—just clear, honest advice every step of the way.

Expertise You Can Trust

Years of experience helping individuals and families secure their dream homes.

Flexible Appointment Options

In-person, phone, or online—consult at your convenience.

Access to Multiple Lenders

We work with a wide range of lenders to find the best match for your goals.

Local Expertise, Global Reach

We understand local property laws and provide nationwide services too.

High Client Satisfaction

Our clients return to us and refer others because of our personalized service.

We Provide Professional Mortgage Services

First Home Buyer Loans

Buying your first home can feel overwhelming — but it doesn’t have to be. We guide you through the entire process, from understanding your borrowing power to securing government grants and choosing the right loan structure to suit your goals.

Refinancing Solutions

Whether you’re looking to reduce your interest rate, unlock equity, or consolidate debt, we’ll compare a wide panel of lenders to help you switch to a loan that better fits your needs — with minimal stress and maximum savings.

Investment Property Loans

Investing in property? We help structure your loan for long-term growth, tax efficiency, and cash flow flexibility — whether it's your first investment or an addition to a growing portfolio.

Land and Construction Loans

Building a new home or buying land? We’ll help you secure a construction loan with progress payments and flexible drawdowns, ensuring your loan supports each stage of your building journey.

Self-Employed & Low-Doc Loans

If you’re self-employed or have non-traditional income, we specialise in helping clients access competitive lending solutions without the headache of full financials — giving you flexibility without compromise.

Family Guarantee / Guarantor Loans

Struggling with a deposit? A guarantor loan allows a family member to use the equity in their property to help you secure a home loan — potentially saving you thousands on Lenders Mortgage Insurance (LMI).

SMSF Loans / Bridging Loans

Looking to invest in property through your Self-Managed Super Fund? We help you achieve financial control with tailored SMSF loan solutions — empowering you to grow your super through smart property investment.

Debt Consolidation Loans

Managing multiple loans or credit cards? We can help you roll your debts into one easy-to-manage loan — often with a lower interest rate — to simplify your finances and reduce monthly repayments.

Asset Finance

Need to finance business equipment, vehicles, or machinery? We can help you find tailored asset finance options that preserve your cash flow, optimise tax benefits, and get your business moving forward quickly and efficiently.

We're Trusted Mortgage Professionals

As trusted mortgage professionals, we pride ourselves on delivering exceptional service and innovative solutions that empower our clients to achieve their homeownership dreams.

Call Us: +61 425 266 269

What our clients Say About Us :

I had an exceptional experience working with AJ as my broker at Funding force Point Cook. From the very beginning to settlement, he provided accurate information and truly went above and beyond to ensure everything went smoothly. AJ is incredibly knowledgeable, caring, and committed to delivering outstanding service—qualities that are hard to come by these days. His personalized approach and attention to detail made the entire process stress-free. I wouldn’t hesitate to recommend AJ for all your home financing needs. He’s a gem and an outstanding professional!

Sikandar Shahnawaz
Profession

AJ from has been really supportive throughout our loan application and approval process in purchasing our first home. He is hard working, responsive, friendly and approachable. He takes the time to explain and respond to our questions immediately. He possess a great deal of knowledge about mortgage brokering. I would definitely recommend AJ for your mortgage broker services.

Ruchira Shanthiratne
Profession

I had worked with AJ and his team recently in getting the loan for a new property. AJ understands the requirement of clients very well and works hard to provide solutions. He always communicates on time and follow up as required. I have truly enjoyed working with him and his team!! With his expertise in dealing with banks, he makes the whole process of borrowing, seamless for clients. Keep up the great work AJ and team!!

KS
Profession
View all Reviews

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Trust us to guide you every step of the way on your journey to owning your dream home.

Contact Us

+61 425 266 269

info@ajfinanceservices.com.au

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Credit Representative Number: 567 718 (ABN: 26 684 440 131) is authorized under Australian Credit License Number: 384704
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